Coop Development

This Developer’s Guide is a reference document for developers, owners, and all development team members.  the staff has compiled general and administrative guidance on MHDC’s multifamily programs throughout the application, reservation/commitment, construction loan closing, construction, carryover allocation, final allocation, permanent loan closing, and operational stages. The Developer’s Guide is a complement to the Qualified Allocation Plan (“QAP”) and may be updated from time to time, at MHDC’s discretion. Any term not defined herein shall have the definition given in the QAP


“The information and training materials on this website are supplied by the author and have not been edited by us. We have provided these materials as a central resource for our users, but we encourage you to carefully evaluate their relevance and accuracy for your own purposes. Please note that the views and opinions expressed in these materials do not necessarily reflect those of our organization, and we cannot be held responsible for any errors or omissions they may contain. It is your responsibility to verify the accuracy and appropriateness of these materials before using them. Proper attribution to the original authors is always required when using these materials, and you should also follow any applicable copyright or licensing requirements.”

Cooperatives and the Millennium Development Goals

This book has been commissioned to highlight the significant contributions that the cooperative model of enterprise can make to achieving the Millennium Development Goals.

Judging the Culture of an Organization

“I’m eager to contribute time to a board or committee but first I want to know about the culture of the organization. How will I decide if it’s a good fit?” This was a question from a willing volunteer in a class of emerging leaders. With 1.5 million nonprofit organizations in the USA, there is plenty of need for competent leaders. I replied, “Do your due diligence. You don’t want to find yourself in an organization in which you disagree with their practices or principles.”

Strengthening Association: The Key To Cooperative Success

Cooperative principles play an integral role in the development of co-ops and give clear guidance as to how cooperatives should operate. These principles ensure the replication of this promising model to garner social and economic for all. With cooperatives facing the ever-increasing problem of low member engagement, turning back to these principles can help resolve this issue. Extensive research and multiple success stories show that the cooperative principle of open and voluntary membership is best able to address the problem. Through the successful application of this principle, and thereby the creation of association among members, cooperative leaders can increase member engagement, leading to increased cooperative success.

Cooperatives in Economic Development

The purpose of this study was to learn more about cooperatives’ role in economic and community development programs in communities throughout Wisconsin and Minnesota.

A Journal of Policy Development and Research

The goal of Cityscape is to bring high-quality original research on housing and community development issues to scholars, government officials, and practitioners. Cityscape is open to all relevant disciplines, including architecture, consumer research, demography, economics, engineering, ethnography, finance, geography, law, planning, political science, public policy, regional science, sociology, statistics, and urban studies.

Developers Toolbox

there will be presentations included that describe the financing process in detail and describes the information that will be required for the application process to help streamline the process

Developer’s Guide

This Developer’s Guide to MHDC Multifamily Programs (“Developer’s Guide”) is a reference document for developers, owners, and all development team members. Missouri Housing Development Commission (“MHDC”) staff has compiled general and administrative guidance on MHDC’s multifamily programs throughout the application, reservation/commitment, construction loan closing, construction, carryover allocation, final allocation, permanent loan closing, and operational stages.

Support the Development of Cooperatives

COOP AFRICA contributes to improving the governance, efficiency and performance of primary cooperatives, other social economy organizations and their higher-level structures in order to strengthen their capacity to access markets, create jobs, generate income, reduce poverty, provide social protection and give their members a voice and representation in society.

Development Cooperation Handbook

Development Cooperation Handbook Chart

Northcountry Cooperative Development Fund

Did you know…. that in the United States, more than 1.5 million families of all income levels live in homes owned and operated through cooperative associations? The period of greatest cooperative housing development was after World War II, in response to an acute housing shortage.

Energy Saving Measures For Housing Cooperatives

What is true for Canadians in general is equally true for housing co-operatives. Much information is available today on energy-saving measures that differ in effectiveness and payback period. With many variables to consider when evaluating the true energy savings of a system change or the replacement of components, it’s no wonder we aren’t sure what to do first! But it’s worth taking action now, both for the environment and to save your co-op money

Coop Mastery Workbook Beyond Cooperatives 101

Co-op Mastery: Beyond Cooperatives 101 Workbook is a companion tool complementing an online educational resource, Co-op Mastery: Beyond Cooperatives 101 at, from the CFAES Center for Cooperatives. The online curriculum includes video, infographic, and audio material with information provided by cooperative experts. The educational modules provide an in-depth look at governance, finance, taxation, and other cooperative areas.

A Guide For New Cooperative Development

Potential obstacles to successful cooperative start-up are presented for each of the six phases of cooperative formation. Pitfalls in cooperative development can include: a lack of agreement on the economic problem to be addressed, a cooperative business approach that is not appropriate for addressing the identified problem, other organizational options are more viable than forming a cooperative, a limited understanding the of the responsibilities of directors and members, a lack of qualified leaders, poor feasibility analysis, unrealistic member expectations, the inability to discipline members who are not meeting responsibilities, a shortage of member business volume, inadequate business planning, insufficient member equity investment, ineffective pricing policies, a poorly designed governance structure, an underpaid or unqualified manager, ineffective board of directors, poor quality of products or services, and overall industry weaknesses.

Co-operatives Ensure No-One Is Left Behind

At a time when income inequality is rising around the world, it is good to remember that solutions for inequality exist. The co-operative model is foremost among these. Its internationally agreed definition, principles and values set it apart from all other forms of entrepreneurial organisations. Those principles state that membership in a co-operative is open, without discrimination to all people who accept the requirements of membership.

Cooperatives and the Sustainable Development Goals

Among the preliminary findings of these consultations, is that job creation and concerns about the quality of jobs – especially in the informal economy - are top priorities in most countries, and will remain a major challenge well beyond 2015. Jobs provide livelihoods, income and security for populations, and in addition to creating new jobs, good quality jobs are a prerequisite for dignity for all. The ILO Decent Work Agenda of job creation, rights at work, social protection and social dialogue has been recognized as among the guiding principles at the debate. Achieving sustainable development must include the world of work. As values-based organizations, cooperative enterprises provide livelihoods for millions of people around the world, and are by nature sustainable and participatory form of business.

Cooperation Among Cooperatives

Credit unions and other cooperatives should work better together. Credit unions would win more members and growth opportunities, and cooperatives could earn billions in extra income over time by moving deposits to their cooperative cousins.

Cooperative Housing Development Toolbox

This manual was created by NCDF to assist community leaders with choosing, planning and organizing co-op housing developments. One of the beauties of the housing co-op model is that it is adaptable to the specific characteristics and needs of almost any community. A housing co-op can be established in existing rental property, or in a manufactured home park, or even a town home arrangement.

Cooperatives and the Sustainable Development Goals

As we approach the Millennium Development Goals target date of 2015, regional, national and online thematic consultations have been taking place to frame the post-2015 global development agenda. A consensus on goals, targets and indicators for sustainable development will have to be reached before the end of 2015. The big questions revolve around the ways the international community will respond to the pressing issues of economic development, environmental protection and social equity in a sustainable manner.

The Playbook for Cooperative Development

Cooperatives can change that. Cooperatives are the pinch hitters that can help players round third and slide into home. They offer a homeownership model that allows residents to create wealth through reduced monthly housing costs and by building equity over time. Additionally, cooperatives empower residents by giving them control over building management and operations.

Scroll to Top